: info@lamarwealthsolutions.com
Drop Us a Message
: +91-8920856539
Give Us a Call

COMPLETE YOUR PORTFOLIO BY ADDING
CORPORATE FIXED DEPOSITS

COMPLETE YOUR PORTFOLIO BY ADDING CORPORATE
FIXED DEPOSITS

Get a Free Quote

We Don't Share Your Information.

Corporate Fixed Deposit

Company Fixed Deposit (corporate FD) is a term deposit which is held over fixed period at fixed rates of interest. Company Fixed Deposits are offered by Financial and Non-Banking financial companies (NBFCs). The maturities of various company fixed deposits can range from a few months to a few years.

Choose from multiple company fixed deposits options varying in tenures, interest rates and institutions to suit your investment needs. Avail stable returns and benefit from much reduced volatility through a wide range of AAA and AA-rated Company Fixed Deposits.

Key Benefits of Corporate FD's

HIGHER RETURNS

Enjoy greater payoffs from Corporate FDs as compared to Bank FDs.

FLEXIBILITY

Choose Corporate FDs as per your preference from a variety of tenures such as, monthly, quarterly, half-yearly or yearly.

LIQUIDITY

Enjoy better liquidity with Corporate FDs with a lower lock-in period than Bank FDs

LOWER RISK

Avail the benefit of reduced risks with Corporate FDs which are backed by reputed rating agencies.

THINGS YOU NEED TO KNOW ABOUT CORPORATE FIXED DEPOSITS INTEREST RATES

  • Duration of the term deposit determines the interest rate.
  • Many companies offer cumulative and non-cumulative interest rates.
  • Certain companies offer higher interest rates to senior citizens.
  • Some companies offer higher interest rates to its employees.
  • Few companies could extend high interest rates for their employees’ family members.

How to choose the right Company Fixed Deposit?

When investing in company FDs, you may be lured by the financiers offering high interest rates. However, there may be risks involving delays and loss of invested amount. Here are some factors you must consider, when investing in company fixed deposits:

  • Company standing – A well-managed and credible company with a long history of profitability is a good choice.
  • Past repayment history – A company with timely interest payments and no default in repayment of fixed deposits is ideal.
  • The credit rating of the company - Company fixed deposits are rated by credit rating agencies such as CRISIL and ICRA on a 14-point rating system, which determine the assumed risk levels. These will inform you of the stability aspect of the company fixed deposit from time to time. The higher the rating, the safer your investment.
  • You can also compare the track record of company fixed deposit rates and determine the ones offering higher interest rate. Bajaj Finance Fixed Deposit has ratings of FAAA by CRISIL and MAAA by ICRA, which are the highest in the industry.

OUR PARTNERS

Have any Question? Ask us anything,
we’d love to answer!

Contact Us:

+91-8920856539

© 2019, LAMAR. All Rights Reserved